The honest answers.
The things worth knowing before you trust a research tool with your process — answered straight, with no hype and nothing we can't stand behind.
Everything you're likely to ask.
Does BuildYourPocket trade for me?
No. Every workflow is draft-only. Nothing auto-executes real-money orders. You make every decision, and where you choose to act you do it yourself through your own broker.
Is Captain Umro financial advice?
No. Captain Umro is an AI research copilot. Its output is for analysis only, may be wrong, and must be independently verified. BuildYourPocket is not a broker-dealer or investment adviser and does not provide personalized financial advice.
Where does my data live?
On your device. Your portfolio, journal and broker keys are stored locally. Optional cross-device sync is end-to-end encrypted — our servers store ciphertext only and cannot read your data.
What do I get for free?
Delayed quotes plus live crypto, paper trading with a journal, the AI copilot (10 queries/day), watchlists, saved screens and alerts. No card required to start.
Which platforms are supported?
Desktop (Windows), the web app, and Android — all sharing the same end-to-end encrypted data. See download for the apps.
How much does it cost?
Free is $0. Premium is $19/mo, Pro is $49/mo, and Elite is $129/mo. Annual billing gives two months free, billed for ten months up front. Payments are handled by Stripe.
How do backtests avoid over-fitting?
Every strategy runs a statistical gauntlet — walk-forward, regime splits and multiple-testing controls — and results are shown honestly, with their limitations. Backtests are hypothetical and never guarantee future results.
How do I cancel or get a refund?
You can cancel anytime and keep access until the end of your billing period. See the refund policy for the full terms.
Is my broker connected for real trades?
No. Any broker API keys you add stay on your device and are never used to place real-money trades. BuildYourPocket is draft-only — it does not auto-execute orders on any tier.
Ready to do your homework?
Start free — delayed data, paper trading and grounded AI, no card required.