Captain Umro

The intelligence layer
behind every decision.

Not another chatbot bolted onto a trading app. Umro is the reasoning layer that reads across your entire knowledge graph — holdings, market, macro, risk — and turns it into conclusions you can actually interrogate.

Open the app See it reason
Draft-only — never tradesShows its evidenceCalibrated, not certain
Ask anything

Every answer carries its evidence.

Umro doesn't just answer — it shows what it used, how confident it is, and what would change its mind. This is a demo of a real research turn.

Captain Umro — AI-OS (Research only) Demo · sample data
Research-only analysis · No orders placed · Runtime: no-op · executable: false
Is my quality tilt actually diversifying me, or am I fooling myself?
Partly fooling yourself. Your quality names load on the same rate-duration factor as your bond sleeve (+0.61), so in a duration shock they move together — the diversification you feel is smaller than the position weights suggest.
confidence 58% · medium
Evidence used: 5 referenced · factor-exposure, correlation read, macro regime. Tools planned: 2 (not executed). Would break it: duration factor decoupling across two prints. Demo
Explainability

Six questions, every time.

Umro's reasoning is structured so you're never asked to trust a black box.

Q1What is the claim?Stated plainly & falsifiably
Q2What's the evidence?Sourced, weighted, ranked
Q3What would break it?Contradictions surfaced
Q4How confident?Calibrated, not certain
Q5What changed?Since your last review
Q6What should I watch?The tells that matter next
Umro overview

Reads, not signals.

On the Captain Umro home, each read is a card — a regime, a direction, the evidence tier behind it, and whether it's certified or still in burn-in. Draft-only, always.

Captain Umro — Overview Demo · simulated example data

Opportunity Cards

Demo
DEMOCO · LONG
Research
Momentum breadthT2 34%
Quality carryT3 27%

Regime: late expansion · DEMO-CERT · DSR 0.31 · PBO 0.18

SAMPLX · NEUTRAL
Watch
Vol compressionT3 22%

Regime: transition · no certificate · burn-in

TESTZ · SHORT
Blocked
Crowdingguardrail

Regime: risk-off tell · verdict FAIL_MULTIPLE_TESTING

Simulated data — not real market data. Symbols are placeholders. Add a Polygon or Alpaca key in Settings to enable live data.

Honest by design

What Umro will never do.

Never trades

Every output is a draft. No orders, no execution, no auto-trading — runtime is a no-op.

Never certain

Confidence is calibrated and shown. Umro can be wrong, and it tells you where it might be.

Never advice

It's research assistance you must verify — not personalized financial advice.

Free plan includes the AI copilot at 10 queries/day; paid plans are unlimited. See the research disclaimer.

Meet the intelligence layer.

Open the app and ask Umro your hardest question about your own portfolio.

Open the app See the research desks